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Investments
Articles on equity investing, index funds, gold bonds, bonds, and building your portfolio.
Indian Bond Market 2026: Why This is the Best Time to Start
Posted on February 17, 2026 in Investments
The RBI cut rates by 125 basis points in 2025. Foreign money is flowing in. SEBI is making bonds accessible to regular people. Here is why 2026 is the best year for Indian retail investors to enter the bond market.
Government Bonds vs Corporate Bonds in India: Which One Should You Pick?
Posted on February 17, 2026 in Investments
Government bonds are the safest but pay less. Corporate bonds from AAA-rated NBFCs and PSUs are yielding over 10%. Here is how to pick between them and where the sweet spot lies.
Credit Ratings in India Explained: What CRISIL and ICRA Ratings Actually Mean
Posted on February 17, 2026 in Investments
CRISIL AAA, ICRA AA+, what does it all mean? A plain English guide to credit ratings, the rating scale from AAA to D, and how to use these ratings when picking bonds.
How to Buy Bonds in India: A Step-by-Step Guide for 2026
Posted on February 17, 2026 in Investments
Two ways to buy bonds. RBI Retail Direct for government bonds with zero fees. Online platforms for corporate bonds. Here is exactly how to do both.
Bond Taxation in India 2026: What You Actually Pay
Posted on February 17, 2026 in Investments
Listed bonds get 12.5% LTCG after 12 months. Unlisted bonds are taxed at your slab rate. Plus SGB tax changes and the 54EC lock-in. Every tax rule explained.
Bond Risks and Who Should Actually Invest in Bonds
Posted on February 17, 2026 in Investments
Bonds are not risk-free. Interest rate risk, credit risk, and inflation risk can hurt you. Here is who should invest, who should avoid, and a portfolio strategy for 2026.
Index Funds vs Active Funds: The 2026 Verdict
Posted on December 28, 2025 in Investments
Most large-cap active fund managers cannot beat the Nifty 50. Index funds replicate the index, charge 0.1-0.2% expense ratio, and eliminate fund manager risk. Active funds only make sense in mid-cap and small-cap space.
Sovereign Gold Bonds: Tax Changes in Budget 2026
Posted on December 20, 2025 in Investments
Budget 2026 changed the game for SGBs. If you bought from the secondary market, you now pay capital gains tax like any other investment. This killed the premium that secondary market SGBs used to command.